Print and Web Media Appearances:

SNL Bank and Thrift Daily (Oct. 5, 2018): Community banks show edge over big banks in small-business lending.

Federal Reserve Board (Oct. 4, 2018): Speech by Fed Vice-Chairman Quarles on trends in urban and community banks.

QSRWeb.com (Sep. 20, 2018): Study: Restaurant brands going public can rake it in with 2-stage IPO

Finanzen.ch (sep. 20, 2018): FAU Study Finds Firms Going Public Can Avoid Underpricing and Stock Volatility by Taking Alternative Two-Stage IPO

Jun. 04: Nasdaq.com (Jun. 04, 2018): How to Wring the Most Business Value from a Personal Loan

Jun. 04: USA Today (Jun. 04, 2018): How to Wring the Most Business Value from a Personal Loan

Forbes.com (Mar. 30, 2018): The Hidden Cost of Online Borrowing: Leaving the Banking Relationship Behind

Federal Reserve Board (Mar. 26, 2018): Speech by Fed Vice-Chairman Quarles on the roles of consumer protection and small business access to credit in financial inclusion

Forbes.com(Mar. 20, 2018): Senate Bank Bill May Only Indirectly Boost Small Business Loans.

PYMENTS.COM (Feb. 20, 2018): SMBs Financed Via Personal Debt Less Likely Thrive, Study Finds

Forbes.com (Feb. 19, 2018): A New Study Says Business Loans Help Startups Grow. Personal Loans Don't.

Forbes.com (Jan. 31, 2018): Trying to Goad More Small Business Bank Loans? Somebody Will Object.

PYMENTS.COM (Jan. 29, 2018)): SBA Turns Attention To Credit Unions To Revive Small Biz Lending

Forbes.com (Jan. 29, 2018): Entrepreneurs Always Think Next Year Will Bring Easier Credit. They're Wrong.

Markets.BusinessInsider.com (Jan. 23, 2018): FAU Study Finds Bank Lending to Small Businesses Still Depressed Several Years After Financial Crisis Ended
2017

Forbes.com (Sep. 26, 2017): Did BofA Lie About A Loan? 7 Years Later, A Businessman May Get His Day In Court

SNL Bank and Thrift Daily (Jul. 10, 2017): Momentum grows for rolling back supplementary leverage ratio

PR Newswire (Jun. 19, 2017): More Aggressive Action on Failing Banks Could Save U.S. Billions of Dollars, Says Study by FAU and NYU Faculty.

PYMNTS.COM (May 29, 2017): The CFPB’s Fact Finding Into SMB Lending (And Why Bankers Are Worried)

Money & Banking (Dec. 12, 2016): Dodd-Frank, the CHOICE Act and Small Banks

PR Newswire (Dec. 08, 2016): FAU Study Shows Venture Capital Investment Beats Bank Loans to Boost Growing Startup Businesses and Entrepreneurship

Foxbusiness.com (Oct. 05, 2016): What You Need to Know About the Fed's Annual Capital Plan and Stress Test Assessments

Third Way( Sep. 20, 2016): To Grow New Businesses, Improve Access to Credit

Tax Notes (May. 09, 2016): 100 Percent Expensing Is No Alternative for Interest Deductibility

American Banker (Mar. 03, 2016): Small Businesses Are Unhappy With Online Lenders

Bankrate.com (Feb. 29, 2016): What Happens When Your Bank Is Liquidated?

Nov 26, 2015: Wall Street Journal: Big Banks Cut Bank Lending to Small Businesses

May 26, 2015: Wall Street Journal: Entrepreneurs May Be a Lot More Creditworthy Than They Think

Mar. 04, 2015: International Business Times: Stress Tests on Big Banks Are Too Predicable, Treasury Department Paper Says

Feb. 25, 2015: American Banker: Irony of JPM's Organic-Growth Pitch Not Lost on Dimon

Feb. 16, 2015: American Banker: Banks Rev Up Small-Business Lending Amid Critics, New Competitors

Feb. 16, 2015: American Banker: Are the Big Banks Open for Small Business Lending?

Dec. 17, 2014: Bloomberg News: Russia's Latest Torment: Higher Prices for Everything

May 21, 2014: New York Times: In Credit Suisse Settlement, a Question of Justice

Mar. 13, 2014: New York Times: What North Dakota's Public Bank Does for Small Businesses

Dec. 22, 2013: Chicago Tribune: Brady Faces 2nd Lawsuit over Business Loan Defaults

Dec. 10, 2013: Medill Reports: Chicago’s mid-level banks will feel the impact of rising interest rates

Oct.08, 2013: New York Times: The Guarantee That Banks May Fear to Invoke

Oct. 07, 2013: American Banker: Buried in the Fine Print: $57 B of FHA Loans Big Banks May Have to Eat

Aug.02, 2013: New York Times: Barclays, Caught Short, Is Now in a Bind

May 01, 2013: New York Times: Banks Ease Capital Cost of Loans to Brokers

Mar. 08, 2013: New York Times: Easy ‘A’ on Bank Stress Tests?

Mar.08, 2013: New York Times: Banks Pass Fed’s Tests; Critics Say It Was Easy

Mar. 07, 2013): Huffington Post: Most Banks Pass Federal Reserve's 2013 Stress Tests

Mar. 07, 2013: Marketplace.org: Stressed out? Banks get the Fed's diagnosis

Jan. 30, 2013: CreditCards.Com: As Long As Unemployment Is High, Rates Will Remain Ultra Low

Jan. 18, 2013: The Street: What Really Spurs Small-Business Lending

Jan. 18, 2013: Huffington Post: 3 Reasons to Assess Your Trade Partners' Financials

Jan. 07, 2013: Accounting Today: 3 Reasons to Assess Your Trade Partners' Financials

Dec. 12, 2012: Yahoo Finance: Fed: Record low rates are here to stay

Nov. 14, 2012: CNN Money: Study: Bank bailout didn't boost small business lending

Nov. 12, 2012: Black Enterprise: Government Bailouts Helped Banks, Not Small Businesses

Nov. 08, 2012: Bloomberg Businessweek: TARP Verdict: Bailouts Failed to Help Small Business

Nov. 08, 2012: Accounting Today: Four Companies That Need a Credit Check

Oct. 05, 2012:Yahoo Finance: Consumer Credit Card Balance Rises

Sep. 13, 2012: Yahoo Finance: Fed: No Rate Hikes Until At least 2015

Sep. 11, 2012: Voice of America News: Central Bank to Weigh Further Stimulus Measures

Sep. 07, 2012: Voice of America News: Weak US Employment Report Could Force Central Bank Action

Sep. 05, 2012: Yahoo Finance: Libor, the federal funds rate and the US prime rate: A primer

Apr. 18, 2012: Bloomberg News: Bank of America Faces Bad Home-Equity Loans: Mortages

Mar. 14, 2012: New York Times: Questions as Banks Increase Dividends

Jan. 27, 2012: The Washington Times: Obama's Next Bailout

Dec. 21, 2011: Chicago Tribune: Charges Sought in Deadly Fire

Nov. 2, 2011: American Banker: FDIC's Failure Role Larger Than It Likes To Admit

Sep. 20, 2011: Washington Post: Creating Better Banks of America

Sep. 14, 2011: Bloomberg Businessweek: BofA Cuts May Aid PNC As Rivals Challenge Too-Big-To-Fail Firms

Sep. 11, 2011: Bloomberg Businessweek: Moynihan Cedes Top Rank as BofA Disowns Bigger-is-Better

Aug. 26, 2011: The Washington Times: A "Free Lunch" for Small Business

Jul. 30, 2011: American Banker: Bankers Brace for Default, Credit Quality Hit

Jul. 22, 2011: Chicago Tribune: Bankers Turn Homes Into Crime Hubs, Critics Say

Aug. 15, 2011: American Banker: Why CAMELS Aren't As Secret As You Think

April 28, 2011: American Banker: Servicing Wrongs Could Force Banks to Take Big Losses on FHA Loans

April 6, 2011: China Daily: McDonald's One-Day Hiring Spree Sparks Controversy

March 1, 2011: Washington Times: Obama's Helping Hand Hoodwinks Homeowners

January 19, 2011: Washington Times: Third Way path to a Third World economy

January 3, 2011: Fortune Magazine: Is Fannie bailing out Bank of America?

December 17, 2010: Washington Times: Big Banks Profiting from Foreclosure Crisis

Nov. 2, 2010: Fortune Magazine: What we still don't know on BofA's Foreclosures

Nov. 2, 2010: New York Observer: Checking in on BofA's Foreclosure Liability

New York Times (October 21, 2010): Quote of the Day Oct. 21, 2010

New York Times (October 21, 2010): Big Clash on Foreclosures is Taking Place

September 24, 2010: Washington Post: Bank's Dispute Strategy to Force a Quicker Foreclosure Modification

September 22, 2010: Washington Times: Bank Bailout's Wasted Cash

September 20, 2010: American Banker: Why Writedowns on Second Mortgages Are So Rare

September 3, 2010: Washington Times: Save Your House

August 26, 2010: Washington Times: Obama's Next Big Bank Bailout

May 18, 2010: American Banker: In Mortgage Regulation, States Catch Up - And Then Some

April 15, 2010: Washington Times: Big Banks Back to the Brink of Ruin

March 18, 2010: Chicago Sun-Times: Filling out Census Form Just makes Good Sense

March 10, 2010: American Banker: Texas Ratio, a '90s-Vintage Failure Predictor, Back in Vogue

March 9, 2010: American Banker: Thrift Charter-Flipping Just One More Strain for OTS

December 16, 2009: American Banker: Capital Base at Flagstar is Flagging

July 2, 2009: American Banker: Why Illinois is Becoming the Midwest's Failure Hub

April 9, 2009: American Banker: Pioneering Michigan Lender Hits a Regulatory Snag

Web Media:

Dec. 02, 2015: DNAinfo: After 30 Years, Hard Times Could Force Capt.'s Hard Time Dining To Close

Nov. 30, 2015 : PYMNTS.com: Bank Lenders Push SMBs to Credit Cards and Alt-Lenders

Nov. 29, 2015: The Australian: Big US banks slash loans to small businesses

Nov. 26, 2015: WSJ.COM: Big Banks Cut Back on Loans to Small Businesses

Mar. 04, 2015: International Business Times: Stress Tests on Big Banks Are Too Predictable, Treasury Department Paper Says.

Mar. 07, 2013: Huffington Post: Most Banks Pass Federal Reserve's 2013 Stress Tests

Mar. 07, 2013: Marketplace.org: Stressed out? Banks get the Fed's diagnosis

Jan. 30, 2013: CreditCards.Com: As Long As Unemployment Is High, Rates Will Remain Ultra Low

Jan. 18, 2013: The Street: What Really Spurs Small-Business Lending

Jan. 18, 2013: Huffington Post: 3 Reasons to Assess Your Trade Partners' Financials

Jan. 07, 2013: Accounting Today: 3 Reasons to Assess Your Trade Partners' Financials

Dec. 12, 2012: Yahoo Finance: Fed: Record Low Rates Are Here To Stay

Nov. 12, 2012: Study: Bank Bailout Didn’t Boost Small Business Lending

Nov. 12, 2012: Black Enterprise: Government Bailouts Helped Banks, Not Small Businesses

Nov. 08, 2012: Accounting Today: Four Companies That Need a Credit Check

Oct. 05, 2012: Yahoo Finance: Consumer Credit Card Balances Rise

Sep. 13, 2012: Yahoo Finance: Fed: No Rate Hikes until at least 2015

Sep. 11, 2012: Voice of America: Central Bank to Weigh Further Stimulus Measures

Sep. 07, 2012: Voice of America: Weak US Employment Report Could Force Central Bank Action

Sep. 05, 2012: Yahoo Finance: Libor, the Federal Funds Rate and the US Prime Rate: A Primer

Apr. 18,2012: Bloomberg News: Bank of America Faces Bad Home-Equity Loans: Mortgages

Jan. 3, 2011: Finance.Fortune.CNN.com: Is Fannie bailing out the banks?

Nov. 3, 201: New York Observer: Checking in on BofA’s foreclosure liability

Nov. 2, 2010: Finance.Fortune.CNN.com: What we still don’t know on BofA’s foreclosures

March 1, 2010: HousingWatch.com: 10 Years in the Making: Chicago's Notorious Housing Project Ending

February 1, 2010: SmartMoney.com: Say Goodbye to Fannie and Freddie? Not Quite

April 21, 2009: FT.COM/Economistsforum: Tackling Delinquent Residential Mortgages